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RISK MANAGEMENT
2026 EDITION

Crypto Risk Management Strategies

In volatile markets, risk management is more important than returns. This comprehensive guide covers position sizing, stop losses, portfolio allocation, and psychological risk management for serious crypto investors.

Max Recommended

2-5%

Per Position

Max Crypto

10-30%

Portfolio Allocation

Stop Loss

15-20%

Recommended Range

Risk/Reward

1:2 Min

Minimum Ratio

Core Risk Principles

1. Never Risk More Than You Can Afford

The golden rule of investing. In crypto, where 50-90% drawdowns are common, you should only invest what you can afford to lose entirely.

Rule: If losing your entire crypto position wouldn't affect your lifestyle, you're investing the right amount.

2. Position Sizing

How much to allocate to each position is crucial. 2-5% per positionis the professional standard for volatile assets.

Calculation: Position Size = Total Portfolio × (Risk % / Stop Loss %)
Example: $10K portfolio, 2% risk, 20% stop = $1,000 position size

3. Stop Losses

Stop losses are non-negotiable in volatile markets. For crypto,15-20% trailing stops work well for core positions.

Tip: Use mental stops for long-term holds, but physical stops for any trading or altcoin positions.

4. Risk/Reward Ratio

Only enter positions where potential reward is at least 2x the risk. This means you can be wrong 50% of time and still be profitable.

Example: If you risk $1,000 on a trade, you should expect to make at least $2,000 if successful.

Recommended Portfolio Allocation (2026)

Conservative

Bitcoin60%
Ethereum25%
Stablecoins15%

Moderate

Bitcoin40%
Ethereum25%
Large Cap Alts20%
Stablecoins15%

Aggressive

Bitcoin30%
Ethereum20%
Mid Cap Alts30%
Stablecoins20%

🧠 Psychological Risk Management

FOMO (Fear of Missing Out)

  • • Don't chase pumps
  • • Stick to your entry plan
  • • Use limit orders

Fear of Losing

  • • Don't check prices constantly
  • • Zoom out to monthly charts
  • • Remember your thesis

Overconfidence

  • • Take profits regularly
  • • Rebalance your portfolio
  • • Never加大仓位 just because you're winning

Revenge Trading

  • • Accept losses as part of the process
  • • Take breaks after big losses
  • • Review your process, not outcomes